Insurance for Your College Student

personal insurance for your college kid

Insurance for Your College Student

Learn which insurance protections your child will need in college.

If your child is heading off to college this fall, then it’s important to make sure that they are ready for anything that may come their way.  The best way to ensure that they are prepared is by getting them covered by the proper insurance protections.  From health to renters to auto insurance in Orange, California, here are the essential types of insurance your student can’t afford to overlook.

Health Insurance

Nowadays, almost every college and university requires their students to have some minimum level of health insurance.  Usually, students are given the opportunity to enroll in the school’s health program or show proof of coverage on their parents’ existing policy.  If you would like to keep your child on your own plan, make sure you speak to your child’s school and your insurer to ensure that they have adequate coverage.

Renters Insurance

Whether your child is living in school housing or an off-campus apartment, they will need protection for their personal possessions.  Renters insurance will ensure that they receive compensation in the event that their belongings are damaged or stolen.  Additionally, renters insurance will offer coverage in the event that your student runs into a personal liability issue while at school.

Auto Insurance

Finally, if your child is taking a car with them to campus, then it’s vital to ensure that they have the proper auto insurance coverages in place.  If you child is attending school in-state, then your current policy should extend the coverage they need.  However, if their school is out-of-state or if they meet a certain set of criterium, then your child might require an auto policy of their own.  Be sure to speak to your insurer to make sure your child has the insurance protection that they need.

These are the insurance coverages your college student will need this fall.  Do you have further questions regarding health, renters, or auto insurance in Orange, California?  Then don’t hesitate to contact us at Remland Insurance.  Our dedicated team is ready to assist you with all your coverage needs today.