How to Avoid Filing Unnecessary Home Insurance Claims

toy home resting on stack of coins, avoid unnecessary home insurance claims

How to Avoid Filing Unnecessary Home Insurance Claims

Here’s how you can prevent common sources of home damage.

Just because you have comprehensive homeowners insurance in Orange, California, doesn’t mean that you want to access your coverage for every little problem you experience with your home. If you want to avoid filing unnecessary home insurance claims, then it’s important to prevent common types of damage. Here are some of the things that you can do around your home to avoid insurance claims.

  • Refrigerator Problems

While many homeowners do not think about it, their fridge can actually leak and cause water damage. To avoid this damage, you should inspect the hoses leading to your fridge to ensure that they are kink-free and in good condition. If you see water pooling around the base of your fridge, then call a professional in so they can assess and repair the issue as soon as possible.

  • Water Heater Leaks

Water heater leaks result in countless insurance claims every year. To ensure that you do not need to file such a costly claim, you should have your water heater inspected and serviced by a professional on an annual basis. You should also inspect your water heater regularly for signs of leakage or corrosion. As water heaters have an average lifespan of about 8-12 years, you should consider replacing your unit when it’s nearing old age.

  • Kitchen Fires

Most household fires break out in the kitchen. To avoid kitchen fires, you should make sure to never leave your oven or stove unattended while cooking. You should also install a smoke alarm in your kitchen, so you are immediately alerted if a fire breaks out. Finally, you should keep a fire extinguisher in your kitchen so you can quickly put out a cooking fire before it spreads.

  • Fireplace Accidents

Many homeowners forget to maintain their fireplaces throughout the year. Unfortunately, this can cause flammable debris to build up in their fireplace and chimney. This poses a serious fire risk for your home. The best way to avoid this threat is by maintaining a regular chimney cleaning schedule and following proper fire-starting and extinguishing practices.

This is how you can prevent damage and avoid filing unnecessary home insurance claims. Do you have additional questions about your homeowners insurance in Orange, California? If so, then contact the experts at Remland Insurance today.