How Fault is Determined After a Car Accident

Factors that help determine fault

How Fault is Determined After a Car Accident

Here’s how your insurance provider determines fault after an accident.

While some car accidents are unavoidable, your auto insurance in Orange, California will still have to determine which driver is technically at fault.  There are a couple of factors that they will consider when attempting to determine fault.  Here are some of the things that your insurer will rely on.

Police Report

After an accident, the official police report plays the largest role in how your insurer will determine fault.  This is because the police’s findings are normally more reliable and less biased than the accounts given by the drivers involved in the accident.

Your Evidence

While important, the official police report isn’t the only thing that your insurer will take into consideration.  They will also use any evidence you supply to determine degree of fault.  For instance, photos of the accident scene, photos of your vehicle, and any information from other drivers and witnesses can back up your claims and help your insurer get a batter idea of what happened.

Keep in Mind…

It’s important to remember that your auto insurer will do it’s best to determine fault fairly and accurately.  In the meantime, you should avoid admitting fault.  You should cooperate fully with the other driver and with the police, but do not elaborate more than you are asked to.  Even if you are sure that you are at fault, let the authorities determine it objectively for themselves.

These are the factors that help your insurer determine fault after an accident.  Do you have more questions regarding your auto insurance in Orange, California?  Then turn to the experts at Remland Insurance.  Our dedicated professionals are ready to assist you with all your coverage needs.  Contact us to get started today.