Your California Home Insurance Coverage Questions Answered
California homeowner’s insurance is one of the most important insurance policies you will purchase. The main purpose of homeowners insurance is to protect you against losses you can’t afford. Most of us don’t have the money to rebuild out homes after a loss.
Homeowners insurance protects your home and possessions, but it also provides liability coverage to protect you from financial ruin if someone is injured on your property and sues for damages. Whether you own your home or condominium, or you are a renter, this coverage is essential in the event of a loss of your valuable possessions and to provide money to rebuild or replace them.
The typical exceptions to coverage on a California home insurance policy are for floods, earthquakes, damages due to poor maintenance. However, you can always buy supplemental policies to cover just about anything. Keep in mind that your home is a huge investment of time and money, so make sure that it is adequately protected by an insurance company and agent that you can trust. Your home contains precious memories, don’t risk losing them.
Contact Remland Insurance Services today for a yearly California insurance review. Our agents would be happy to assist you in gaining the proper coverage and piece of mind in 2012. Our agency has been in business since 1951 and represents over 30 insurance companies to best suit your insurance needs.
Written by: Rhonda Remland
Photo Credit: Ricci Realty
