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Life insurance or Life assurance?

Life insurance or Life assurance?

When it comes to Life Insurance, there is “the insured” and “the insurer”.  The Insured is you, the individual, who chooses to purchase benefits from an insurance company.  The Insurer is the company that provides the life insurance policies and plans for the individual. 

The first decision when buying life insurance is to choose the package, or fixed rate; which is the allotment of money that will be set aside and collected upon death.  Most companies have yearly renewals of benefits, so it is important to know that life insurance policies do expire if they are not renewed. 

The second decision when buying life insurance is choosing who your money will be allocated to upon death; a beneficiary.  To learn more about California life insurance or obtain a free quote, please visit our virtual insurance office.


The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

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