Why Everyone Needs to Have a Personal Umbrella Policy
Umbrella insurance is designed to give one added liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies. With an umbrella policy, depending on the insurance company, one can add an additional 1-5 million in liability protection. This protection is designed to “kick-in” when the liability on other current policies has been exhausted.
When it comes to lawsuits, the more assets you own, the more you stand to lose. A California Personal Umbrella Liability insurance policy can protect you from these potentially devastating losses. These policies act as an extension to the current liability protection you probably have through your Homeowners or Auto insurance policy.
There is good news. A personal liability umbrella insurance policy can give one added liability protection without a large added cost. Additional liability insurance is often inexpensive, especially compared to the added coverage one gains. Furthermore, liability insurance covers one’s non-business activities anywhere in the world. Having the added protection of a liability umbrella policy is coverage no one should go without. Contact your insurance agent and get a California Personal Umbrella Liability insurance added today!!