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Why California Renters Should Consider Insurance Protection

Why California Renters Should Consider Insurance Protection

Unfortunately, there are two common mistakes many renters make when it comes to California renters insurance. One is the mistaken belief that the landlord’s insurance provides coverage for their belongings, and the other is assuming they don’t own anything of significant value.

Take a moment to consider how you would replace your possessions and where you would live, if a fire were to destroy your entire rental apartment complex. Your computer and printer, all your CDs and your stereo, your iPad, iPod and speakers and any musical equipment, could all be destroyed by an event that is out of your control. For example, a neighbor could go to work and forget to turn off the stove, accidently starting a fire that spreads to your apartment.

You may be surprised to find your losses add up to a considerable amount. Could you afford replacements out of your own funds? Fortunately, depending on the policy, renters’ insurance may help replace your possessions and provide coverage for alternative accommodation and associated expenses while your apartment is being repaired.

Another benefit that is usually included in a standard renters’ insurance policy is liability coverage. This type of insurance helps pay for the expenses involved if a visitor injures themselves in your apartment and files a lawsuit against you.

As you can see, purchasing California renters insurance is an important consideration. Don’t leave your possessions vulnerable to unexpected events any longer – make a point of looking into insurance protection today.



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