Thinking of Installing a Home Spa? Review Your Liability Insurance Coverage
Home spas are becoming increasingly popular and with good reason. After a day of hard physical work soaking your tired muscles in a relaxing spa in the comfort of your own home sounds extremely appealing. Should you have succumbed to temptation and purchased a home spa remember to tell your insurance agent or insurer, as it may alter your California home insurance needs.
While spas are fantastic for family fun and relaxation, if they’re used incorrectly they may be dangerous. Here are some ways to help keep your spa users safe while enjoying the soothing bubbles.
•Ensure all spa users know how to find and use the emergency cut off switch.
•Regularly check the protective covers over the suction areas and immediately shut down the spa if suction fittings become loose or break.
•Keep alcohol away from your spa. The heat of a spa combined with alcohol may cause unconsciousness.
•Supervise children at all times. Ensure children with long hair pin it up or tuck it under a swimming cap while in the spa, and consider enforcing a ‘do not submerge your head’ rule.
•After each session in your spa has finished make sure the cover is securely attached and locked.
Much like a swimming pool installing a home spa increases the risk of an accident or injury. You’ll also want to find out to what extent your new asset would be covered under your California home insurance, so if you’re installing a spa, check in with your agent.
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