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Thinking of Installing a Home Spa? Review Your Liability Insurance Coverage

Thinking of Installing a Home Spa? Review Your Liability Insurance Coverage

Home spas are becoming increasingly popular and with good reason. After a day of hard physical work soaking your tired muscles in a relaxing spa in the comfort of your own home sounds extremely appealing. Should you have succumbed to temptation and purchased a home spa remember to tell your insurance agent or insurer, as it may alter your California home insurance needs. 

While spas are fantastic for family fun and relaxation, if they’re used incorrectly they may be dangerous. Here are some ways to help keep your spa users safe while enjoying the soothing bubbles. 

•Ensure all spa users know how to find and use the emergency cut off switch.
•Regularly check the protective covers over the suction areas and immediately shut down the spa if suction fittings become loose or break. 
•Keep alcohol away from your spa. The heat of a spa combined with alcohol may cause unconsciousness. 
•Supervise children at all times. Ensure children with long hair pin it up or tuck it under a swimming cap while in the spa, and consider enforcing a ‘do not submerge your head’ rule. 
•After each session in your spa has finished make sure the cover is securely attached and locked. 

Much like a swimming pool installing a home spa increases the risk of an accident or injury. You’ll also want to find out to what extent your new asset would be covered under your California home insurance, so if you’re installing a spa, check in with your agent.



The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
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