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Teen Driver Rates and Coverages

Teen Driver Rates and Coverages

Will Your Auto Insurance Cover Your Passengers?

Over the past few months our office has seen a huge jump in additions of “new” drivers to California auto insurance policies. We see this time and time again when a family celebrates the 16th birthday of a child, or grades are finally at a 3.0 and the child is allowed to get their license, and their rates skyrocket. Our staff at Remland Insurance is trained to seek out and provide our customers the very best rate, but the bottom line is, young drivers are expensive to insure.

Teenagers are known to get in frequent car accidents, drive distracted and due to their lack of experience your insurance carrier has the ability to classify new drivers however they please. The following tips may help secure a lower rate when you go to add a young driver to your policy:

  • Ask your California insurance carrier about discounts available for good grades
  • Increase your physical damage deductibles or,for older vehicles, eliminate this coverage
  • Have your child practice, practice, practicebeyond the recommended hours of driving school
  • Build a good relationship with your insurance agent to insure they are getting you’re the best coverage available
  • If you plan to get your child a car, purchase are liable used one! It will save you money and make a huge difference on yourrates
  • Consider putting your child on a separate policyif rates are unmanageable
  • Ask your child to pay for a portion or all of their monthly California auto insurance coverage

Our staff at Remland Insurance is very experienced in the matter of teen drivers and would be happy to answer any further questions you may have regarding this issue.  We would also greatly appreciate the opportunity to quote your California insurance coverage in 2016!

Source: Rough Notes Magazine – Producer Online


The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

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