Please ensure Javascript is enabled for purposes of website accessibility

Will Your Auto Insurance Cover Your Passengers?

Will Your Auto Insurance Cover Your Passengers?

Will Your Auto Insurance Cover Your Passengers?

Understanding exactly when and how your auto insurance protects your passengers.

It’s never ideal to get into a car accident, but it becomes much scarier when you have other passengers in your vehicle with you. Your goal was to keep them safe out on the road, and now you’re left wondering if you can take responsibility for any injuries they sustained.

So you can rest easy knowing your passengers are protected, here are a few types of auto insurance coverage you should consider.

  • Medical expenses coverage is specifically designed to cover the doctor’s bills you and your passengers face after an accident you cause. With this type of protection, you have a first, direct line of defense and can be confident that your passengers will get the reimbursements they deserve for any medical expenses they have after the accident.
  • If you cause the accident and don’t have medical expenses coverage, your liability coverage can kick in for your passengers provided you haven’t already hit your policy limits. Similarly, if the other driver caused the accident his or her liability coverage will cover those expenses.
  • Even though California drivers are legally required to have liability coverage, a surprisingly high number of people break the law by driving without any coverage at all. If one of these drivers causes an accident and injures your passengers, affordable uninsured motorist coverage can come to the rescue. With this type of policy, you don’t have to rely on the responsibility of others in order to take care of your passengers.

Are you confident you’re carrying enough coverage to protect your passengers? If you’d like to have a professional review your auto insurance policy to make sure, contact Remland Insurance. Serving the City of Orange and the surrounding California area, we’re committed to helping you protect what matters most.



The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

Contact us Call Us