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Our California Home Insurance and regular home checks

Our California Home Insurance and regular home checks

For any homeowner or renter, it can be good practice to schedule an annual insurance review. It’s easy to let policies roll over unchecked, but by keeping a close eye on your California home insurance, you’ll help ensure you have the right amount of coverage at all times, and that you receive any discounts you may be eligible for.

So what does a home check involve? Basically, it’s a good look around the home for any changes you have made. This might be new computers or entertainment equipment, new furniture or appliances, or any additional safety features such as extra deadlocks, window shutters, or even a fire extinguisher.

Collectively, safety features may help to reduce your insurance premiums by lowering the risk factors associated with your home. Any purchases you have made for the home may impact the amount of contents insurance you require. Renovations may also add value to your home, which means it’s worth checking that you have purchased enough insurance to rebuild at the current value.

A home inventory is a great way to keep a record of any significant purchases you have made for the home. In the event that you do not already have a home inventory, be sure to speak to your agent for advice on what to include and how else to best protect your home with California home insurance!



The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

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