Our California Home Insurance and regular home checks
For any homeowner or renter, it can be good practice to schedule an annual insurance review. It’s easy to let policies roll over unchecked, but by keeping a close eye on your California home insurance, you’ll help ensure you have the right amount of coverage at all times, and that you receive any discounts you may be eligible for.
So what does a home check involve? Basically, it’s a good look around the home for any changes you have made. This might be new computers or entertainment equipment, new furniture or appliances, or any additional safety features such as extra deadlocks, window shutters, or even a fire extinguisher.
Collectively, safety features may help to reduce your insurance premiums by lowering the risk factors associated with your home. Any purchases you have made for the home may impact the amount of contents insurance you require. Renovations may also add value to your home, which means it’s worth checking that you have purchased enough insurance to rebuild at the current value.
A home inventory is a great way to keep a record of any significant purchases you have made for the home. In the event that you do not already have a home inventory, be sure to speak to your agent for advice on what to include and how else to best protect your home with California home insurance!