Stop Believing These Life Insurance Myths!
It’s time to bust these common Orange, CA life insurance myths.
Life insurance has a fairly odd place in American life. While most of us think we need it, one in three people is going without it. This is largely thanks to a few commonly-spread lies about this type of coverage.
We want to help you best protect your family, so we’re taking the time to bust these common life insurance myths.
- It Costs Too Much. When polled, four out of five Americans overestimate the cost of life insurance. Not just by a little, either; 25 percent of people thought a policy that costs just $150 a year would set them back a whopping $1,000! Life insurance is much more affordable than you may think.
- It’s For Older People. We’re not entirely sure how to break this gently, so we’ll just come out and say it. You’re not immortal. If you think you can wait until you’re older to think about getting life insurance, you might be right but you could also end up costing yourself. Worst case scenario, you leave your family without a benefit to help them survive without you. Best case scenario, you end up paying much more for your premiums than you would know as a younger, healthier person.
- I Don’t Work, So I Don’t Need It. All too often, families only take out policies on the breadwinner. If you’re a stay-at-home parent, we want you to know that your work is not only emotionally valuable, it’s financially valuable, too. Just think how much it would cost to hire a chauffeur, chef, bookkeeper, maid, nanny, etc.! No matter what type of work you do, you should get a policy to protect your family.
Are you ready to get this important coverage? For the right California life insurance policy to fit your family’s unique needs, contact Remland Insurance in Orange today!