The Key to Controlling Cost for Your Commercial Auto Insurance in Orange, CA
Commercial auto insurance may not be the most comfortable cost to squeeze into your budget, but it doesn’t have to be that way.
Does your company use a vehicle to deliver its product or service? Without the proper commercial auto insurance, you could find yourself making payments out-of-pocket to cover the damages done in a business-related car accident. Commercial car insurance, however, always casts a shadow on your budget because it’s not always ultra-affordable. The three best ways for controlling commercial auto insurance are by promoting safety awareness, reviewing driver history, and maintaining your vehicles.
- Promoting safety awareness: Road testing all of your drivers is a good practice, but there may be times when you can’t do that. At a minimum, you should require all of your drivers to complete a road test in the vehicle they will be using.
- Reviewing driver history: Before you put your drivers on the road, it’s always a good idea to carefully review your driving candidate(s). Have your drivers sign a release, allowing you to review their driving record, and check it annually to make sure they’re keeping in their good habits.
- Maintaining your vehicles: Keep all vehicles well maintained and in proper working order. Keep a system in check for drivers so they can report maintenance concerns. At a minimum, your vehicles should meet vehicle manufacturer’s recommendations to avoid any mishaps.
All of these things tell your insurance company that you are taking safety seriously, and they may see your business as less of a risk to insure than they otherwise would have. Our staff at Remland Insurance is very experienced in all matters regarding commercial auto insurance and would be happy to answer any further questions you may have regarding this issue. We would greatly appreciate the opportunity to quote your California insurance coverage in 2016!