Insuring Your Home Business With Your California Home Insurance Policy
Insuring your Home Business
There are millions of Americans who have Home Businesses! Convenience and tax advantages are just some of the reasons why Americans are staying home to work. But have you stopped to consider that you need add business coverage to your California home insurance? Most people think that their homeowners policy will cover any business losses, but most homeowners policies limit loss of business property to $2,500, don’t cover losses away from the home, and exclude liability coverage for business-related activity.
Assessing Your Needs
Ask a lot of questions to determine the amount and type of insurance your business needs, like:
- What inventory do you have at home?
- How much equipment?
- How much would it cost to replace them?
- How many customers come to your home?
- What would happen to your business if a disaster forced you out of your home temporarily?
Read the fine print on your California home insurance policy to find out the restrictions on business property and activity in the home. For any questions about your existing insurance policy, or to get a FREE quote today… call Remland Insurance at 714) 532-3341
Written by: Rhonda Remland
Photo Credit: Mom’s Wear Your Tee’s