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Insuring Your Home Business With Your California Home Insurance Policy

Insuring Your Home Business With Your California Home Insurance Policy

Insuring your Home Business

There are millions of Americans who have Home Businesses!  Convenience and tax advantages are just some of the reasons why Americans are staying home to work.  But have you stopped to consider that you need add business coverage to your California home insurance?  Most people think that their homeowners policy will cover any business losses, but most homeowners policies limit loss of business property to $2,500, don’t cover losses away from the home, and exclude liability coverage for business-related activity.

Assessing Your Needs
Ask a lot of questions to determine the amount and type of insurance your business needs, like:

  • What inventory do you have at home?
  • How much equipment?
  • How much would it cost to replace them?
  • How many customers come to your home?
  • What would happen to your business if a disaster forced you out of your home temporarily?

Read the fine print on your California home insurance policy to find out the restrictions on business property and activity in the home.  For any questions about your existing insurance policy, or to get a FREE quote today… call Remland Insurance at 714) 532-3341

Written by: Rhonda Remland

Photo Credit: Mom’s Wear Your Tee’s


The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

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