Please ensure Javascript is enabled for purposes of website accessibility

How to Insure a Leased Car

How to Insure a Leased Car

How to Insure a Leased Car in OrangeMany people are now opting to lease a car instead of buying one. They still have to insure it legally, but how do you insure a leased car in Orange County? 

If you lease a car, you still need to purchase car insurance. The auto dealer or bank that is financing the car will surely require you to purchase collision and comprehensive insurance before they allow you to drive off the lot. You will need to buy these coverages in addition to any of the policies that are mandated by your state. How do you insure a leased car in Orange County?

  • Comprehensive Auto Insurance: This policy provides coverage that is caused by something other than a collision with another car or object like a tree branch, missile, meteorite, theft, deer, etc.
  • Collision Auto Insurance: This provides coverage if the car is damaged in a traffic-related accident.

The leasing company with which you choose to go may also require you to purchase gap insurance. If you get into a particularly nasty accident, there will likely be some money you still owe your lease company even after your insurance check comes in the mail. This is because the insurance company’s check amount is based on the car’s actual cash value, which takes into account the depreciation that a car experiences as time goes forward. Gap insurance covers an accident in which your car is totaled, and that includes that difference you may owe at the end of the day.

Generally, gap insurance is already included in your lease agreement.

If you lease, you still have to insure your vehicle. Our staff at Remland Insurance is very experienced in all matters regarding auto insurance in Orange County and surrounding areas. Please contact us for any further questions regarding your car insurance! We at Remland Insurance will treat you like a human being and give you the care and coverage that you deserve.


The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

Contact us Call Us