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The Importance of Filing a Police Report After Getting into an Accident

why you should file a police report after a car accident

The Importance of Filing a Police Report After Getting into an Accident

Here are some of the reasons why you should file a police report anytime you are involved in a car accident.

Dealing with a car accident is a hassle, so it’s no surprise that many drivers avoid filing a police report in an attempt to simplify the whole process.  However, failing to get the police report can actually be a costly and even potentially dangerous mistake.  From getting personal protection to assisting you with your auto insurance in Orange, California, these are just a few of the reasons why you need to file a police report after getting into an auto accident.

Personal Protection

Once reason why you should report an accident to the police is because it adds an extra layer of protection for you and helps ensure that the other driver stays accountable.  After a collision, there’s no predicting how the other driver might react.  They could attempt to flee the scene, act aggressively towards you, or feed you false information.  By calling the police to the scene of the accident, you can ensure that the situation stays under control.  Additionally, when the police arrive, they will interview involved drivers, speak to witnesses, and investigate the scene of the accident.  This will ensure that the details of the accident are accurately documented, preventing the possibility of the other driver changing their story to shift blame away from themselves.

Insurance Assistance

It’s also important to file a police report because it will help you with your insurance claims process.  When they have access to a police report, your insurance provider will be able to review the statement and verify your story and assess the extent of your car’s damage.  This, in turn, will expedite the claims process and increase the chances of actually receiving the compensation you need to address your damages.  If you forgo filing a police report, then you risk a lower insurance payout or, worse, not getting compensation at all.

These are some of the reasons why you should always file a police report following a car accident.  Do you have additional questions regarding your auto insurance in Orange, California?  Then don’t hesitate to contact the experts at Remland Insurance.  We are ready to assist you with all your coverage needs today.

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