Please ensure Javascript is enabled for purposes of website accessibility

Fire Season and your California Home Insurance

Fire Season and your California Home Insurance


Our lack of rain last winter has made the surrounding brush very dry and combustible!  Are you prepared?  Here’s what you need to know to prepare for the threat of wildfires.

 Following are some helpful tips on what to do to prepare your property for Wildfire Season.

First, create a defensible space around your property. This will reduce the risk that fire will spread from the surroundings to the structure.  Keep in mind that firefighters sometimes “do not attempt” protecting structures without adequate defensible space, because of the safety of their teams and their effort is less likely to succeed.  The Law requires a 30 feet clearance around the house.  An additional 70 feet may be required in high risk zones. 

To create a defensible space you need to:

  1. Remove all buildup of needles and leaves from roof and gutters.
  2. Keep tree limbs cut back 10 feet from chimneys and remove dry limbs that overhang the house and garage.
  3. The law requires a ½ inch mesh screen to be put over chimney outlet.

Second, make a household inventory.  Use a digital camera to photograph rooms and contents then take a few minutes to catalogue your possessions and note their values.  If you choose to use a video camera, comment as you go with as many details describing the item(s).  Store a few copies of the inventory away from the house.

A free Home Inventory Guide is available at Remland Insurance  to print.

Third, now is a good time to review your California homeowners’ insurance policy with your agent to make sure you have adequate coverage for your home and personal contents. 


The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

Contact us Call Us