Easy Ways To Protect Your Classic or Antique Car – With A California Auto Policy
If you own a Classic or antique car, you will probably have to get special California auto insurance coverage from a specialty market. A classic car is generally considered to be around 15 to 25 years old; while an antiques car is older than 25 years. Standard auto insurance rates are based upon a car losing value each year due to aging and normal vehicle use. Specialty coverage is necessary because a classic or antique car needs coverage for a vehicle that retains or increases its value.
Specialty car insurers typically base their rates on the following:
- the car’s current value (may need an appraisal)
- any special design or features
- deductible
- use (exhibition, touring, parade)
- availability to store in a locked garage
- owner’s age (no youthful drivers)
- whether spare part coverage is included
- use of another car for normal vehicle use
- if the insurance included automatic inflation increases
If you have a specialty car, talk to your insurance agent to get the right coverage. Give Remland Insurance a call today for the best Antique or Classic Car – California auto insurance – 714) 532-3341
