National Umbrella Day – Personal Umbrella Insurance
Umbrellas have many functions. They keep you dry, they accessorize your outfit, and most importantly they PROTECT you from the rain! An everyday use umbrella has a lot in common with a Personal Umbrella Insurance Policy. Remland Insurance offers many types of coverage for your personal protection…and in fact they are a lot more affordable then you may think. In celebration of National Umbrella Day, it only seemed appropriate to blog about our favorite type of Umbrella!
DID YOU KNOW… A Personal Umbrella Insurance Policy with one house and two vehicles often costs less than $225 in annual premium for $1,000,000 of additional liability coverage. What a small price to pay for some much needed coverage!
DID YOU KNOW… The frequency and cost of lawsuits has increased dramatically in the past decade. With all the new social media sites, and technology changes, people have gotten “sue-crazy!” The following claims are real-life examples of lawsuits filed every day:
- Internet Blogger: “The insured’s daughter hated math class as well as the teacher. The daughter made several “disparaging” remarks about her teacher online. The teacher successfully sued the parents for $750,000.
- Faulty Furnace: The insured’s tenant claims she became ill from carbon monoxide poisoning resulting from a faulty furnace. The tenant claimed permanent brain damage and demanded $750,000.
- Coaching Circumstances: A teenager, who was destined for greatness as a softball player, filed a $700,000 lawsuit against her former coach, alleging his “incorrect” teaching style ruined her chances for an athletic scholarship.
DID YOU KNOW…Your family and your daily activities result in lawsuit exposures every day. You should consider purchasing a Personal Umbrella policy if:
- Your assets are greater than your insurance liability limits
- You are financially responsible for children
- You frequently host guests on your property
- Your residence included a swimming pool
- You own watercraft or off-road vehicles
- You own rental or vacation properties
- You participate in volunteer activities
PERSONAL UMBRELLA INSURANCE… Is a great way to protect your family! Call us today at Remland Insurance Services with any questions or plan options.
Remland Insurance 636 E. Chapman Ave. Orange CA 92688 714)532-3341
Photo Credit: Darling’s Agency
