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Do I Need Errors and Omissions Insurance?

Do I Need Errors and Omissions Insurance?

Do I Need Errors and Omissions Insurance?Errors and Omissions Insurance for High Risk Businesses

California business owners looking to provide their biggest investment with ultimate protection typically purchase multiple business insurance policies. Despite common neglect, the standard business insurance policy will likely not provide you with adequate protection. As a business that provides advice or service, you must also have errors and omissions insurance.

Errors and omissions insurance provides you and your organization as a whole with protection in the event that a client holds you responsible for a service that was not provided as accepted or did not have the promised results. This is like malpractice insurance, which is a specialized form of errors and omissions insurance for doctors, chiropractors, dentists, and similar professions. Errors and omissions is most commonly used by doctors, accountants, lawyers, engineers, architects, web hosting companies, wedding planners, commercial printers, advertising agencies, and any other company that provides advice or service that may be interpreted differently.

Errors and omissions insurance policies provide you with coverage for judgments, settlements, and defense costs. Even if the claim filed is groundless, you will still need a sufficient amount of funds to protect yourself, which is exactly why errors and omissions protection is so important. In fact, many contracts will require that you obtain errors and omissions insurance before finalizing the deal. You can have peace of mind, and can use it as a selling point when trying to finalize a contract with a client. Since they will be confident that any errors will be compensated appropriately, they will be more inclined to sign off and begin the project.

Does your business need errors and omissions insurance? Contact Remland Insurance Services in the City of Orange for all of your Orange County business insurance needs. Maintaining security for your biggest investment is our top priority.


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