Insuring Against Critical Illness
Understanding Coverage Designed To Protect You In The Case Of Critical Illness
You carry health insurance to protect yourself against the financial burden of supporting your body through the wear and tear of life. Your coverage can protect you if something unexpected happens with your health, like you contract a bad virus or break a bone. If, however, you come down with something more serious, will you have the coverage you need?
By carrying critical illness insurance, you ensure that you are financially safeguarded should you experience a heart attack or stroke, be diagnosed with cancer, require an organ transplant, or experience another grave ailment. With critical illness insurance, you are delivered a check after your diagnosis in the amount on which you had previously agreed with your insurance provider. You can use this to pay your medical expenses, but it could also be used to maintain your quality of life as a critical illness can prohibit you from working for an extended period of time.
Do you have a significant savings account built up? If not, diagnosis of a critical illness could be problematic not just for the health of your body but also for the health of your finances. Paying critical illness insurance premiums ensures that you will not be financially capsized by a sickness.
Additionally, if you have a family history of debilitating illness this type of coverage would be wise for you to carry. Because so many critical illnesses are hereditary, a family medical history of cancer, heart attack, or another serious health issue indicates that critical illness coverage could serve you well.
If you think that having an insurance expert guide you towards the best type of health insurance coverage based on your unique needs would be helpful, contact Remland Insurance Services today. Serving Orange County, California, we are here to ensure you have the health insurance coverage you need.