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Are My Collectable’s Insured?

Are My Collectable’s Insured?

California Homeowner’s Insurance coverage is truly “life-saving” in many circumstances. Imagine a total loss of your $500,000 home with $200,000 of possessions inside and no coverage…most people would be eternally in debt with a loss like that. Though your homeowners policy does cover almost your entire home and prized possessions, it’s a good idea to discuss the following items with your California insurance agent to be sure the proper coverage is in line.

The following is a list of the most common types of personal property that may need more coverage then is provided in a standard California home insurance policy:

  1. Electronics
  2. Jewelry
  3. Musical Instruments
  4. Guns
  5. Artwork & Antiques
  6. Coins and Collectable Money
  7. Stamp Collections & Documents
  8. Card & Comic Collections
  9. Silver & Gold
  10. Furs

If you currently own or possess any quantity of these items, there is an easy fix to obtaining more coverage then you currently have. The most common method of adding coverage is to simply call you agent and add an endorsement listing specific items and coverage needs. Another method is to “schedule” your personal property by adding dollar amounts to the coverage limits if a loss were to occur.

Our agents here at Remland Insurance would be happy to review your existing coverage and help you determine where additional value is needed. Give our office a call today at 714) 532-3341 to speak with an agent right away!

COVID-19

The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

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