California Auto Insurance Protection from Uninsured Motorists
It is surprising to us when people call us for a quote they will provide us with their current policy coverage’s to compare rates. Many times their “Uninsured/Underinsured Motorist” limits are lower than their liability limits and even worse the policy holder doesn’t even understand this valuable coverage. Understanding your California auto insurance is very important, especially in-case of an accident or loss.
A 2008 report by the Insurance Research Council estimated that about 18% of California drivers were driving uninsured let alone the millions more with minimum or low limits of liability protection. Those numbers have reason in recent years due to tough economic times. What can you do to protect yourself and your family members should you be a victim in an accident with one of these drivers? Make sure you have purchased Uninsured Motorist limits equal to you liability limits and nothing less.
By taking these precautionary measures, you will hold the additional coverage needed for your lost earnings, medical bills, and pain and suffering when the other at-fault party has limited or worse yet…no coverage at all! In fact many California auto insurance companies now offer the option of “Excess Uninsured Motorist” on their Personal Umbrella Policies. Please give us a call today and have your California auto insurance coverage reviewed. Our agency is ready and willing to answer any questions or further explain your insurance policy in detail – 714) 532-3341
Written By: Doug Samis – Agent at Remland Insurance
Image: Green Car Reports
