Business Insurance for Your Start-Up Company
Get your start-up business the insurance coverage it needs.
If you are running a start-up company, then it’s important that you have the proper business insurance in Orange, California to address your needs. However, with all the different insurance options out there, it can be difficult to select the right policies for you. Don’t get overwhelmed by your options; here are some of the essential coverages your start-up business will need.
Every business that has employees needs some form of workers compensation insurance. Workers comp provides coverage for employees that are injured or become sick while on the job. This type of insurance covers medical expenses, rehabilitation costs, and can even make up for the injured employee’s lost wages. However, workers comp doesn’t just benefit your employees. Should an injured employee attempt to sue your company, then this insurance can cover your legal expenses.
Commercial General Liability
This type of insurance provides coverage if your business is found responsible for causing bodily injury, personal injury, or property damage to a third party. General liability insurance will cover medical expenses and the costs associated with damage. If a liability claim turns into a lawsuit, then this type of policy will cover the costs associated with your company’s legal defense and any settlements.
Finally, commercial property insurance provides coverage for any buildings, supplies, equipment, and inventory that your business owns. This type of policy protects against any damages caused by theft, vandalism, fire, or an extreme weather event. In some cases, this coverage can also extend to protect your company’s important files and documents.
These are some of the policies that your start-up needs. If you have any more questions regarding your commercial coverage, then don’t hesitate to reach out to the experts at Remland Insurance. Our dedicated team is ready to assist you with all our insurance needs. Located in Orange, California, contact us to get started today.