Please ensure Javascript is enabled for purposes of website accessibility

Baby Boomers: Cover Your Home Upgrades With Home Insurance!

Baby Boomers: Cover Your Home Upgrades With Home Insurance!

Baby Boomers: Cover Your Home Upgrades With Home Insurance!

If Baby Boomers make changes to their homes, they need to change their home insurance, too.

As you enter into your golden years, you probably have found that you need to make some changes around your home so it better suits your needs. Whether that means raising your sunken living room to get rid of the tripping hazard of your steps, renovating your shower to make it easier to use, or moving your bedroom to the ground level, altering your home can make it a better place to live in your current season of life.

As you make those changes, it’s important that you also consider changing your home insurance accordingly. Some smaller changes, like adding hand rails, won’t require a policy review, but other remodels will upgrade your home, increasing its value. You need to have that increased value covered by your policy so you could rebuild your home after a disaster.

Let’s look at a few boomer upgrades and their common costs to give you a clearer idea of how they might affect your home insurance policy. Changing the doors to your shower and installing handrails can cost around $7,000. Filling in a sunken living room with concrete costs about $3,000. Installing a residential elevator will cost $20,000 or more. With each of these changes, you should give your insurance agent a call to discuss if you need to increase the replacement value coverage your home insurance offers. After all, you don’t want to have to buy your residential elevator twice!

Are you unsure if your recent home project requires a change to your California home insurance policy? Ask your agent; contact Remland Insurance for clear-cut answers to all of your insurance questions! Our staff in Orange is here to make sure you have the protection you need, no matter how your home or your life change!



The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

Contact us Call Us