Auto Accident = Auto Insurance Increase
Auto accidents happen…that’s why they are called “accidents”right? But have you ever stopped to consider just how much your little “accident”will affect your California auto insurance premium? In the blink of an eye you and your vehicle can become involved in a crash. Not only does the crash have the ability to cause an injury or vehicle damage, it also had the ability to hike up your California auto insurance rates for up to three years.
Auto insurance premiums rise for many reasons. At-fault auto accidents and moving violations can remain on you driving record for six to 48 months and can greatly increase your insurance rate depending on the amount of damage, injury and repairs that need to be done. Another issue you could face is non-renewal by your insurance carrier if you have three or more moving violations or accidents in a 24-36 month period.
Premiums can go up anywhere from 10% all the way to 40% if your “insurance record” becomes full and tends to increase after the second and third offense. In order to clear your record, there will need to be an 8-10 year period without another chargeable claim. Premiums are unpredictable here in California due to the constant changes of government regulations and tax funding,but the sure way to get the lowest rate possible it to continue to be a safe driver.
Our staff here at Remland Insurance is ready and willing to help lower your California auto insurance premium by obtaining a quote for you from one of our 15+ personal lines insurance carriers. Give us a call today at 714) 532-3341 or visit our website for further coverage information.