Please ensure Javascript is enabled for purposes of website accessibility

5 Things To Know About Commercial Umbrella Policies

5 Things To Know About Commercial Umbrella Policies

Commercial Umbrella.jpg

In today’s society, people will sue for just about anything imaginable. According to Yahoo lawsuits are becoming more and more outrageous by the day and there is really no end in sight. Some funny, yet completely ridiculous cases include:

  • Man sues dry cleaner for $76 million for losing his pants
  • Woman sues Google Maps for bad directions
  • Man sues Michael Jordan for looking like him
  • People sue the Scientific Method (as a whole)
  • Man in phone booth hit by drunk driver sues phone company

And the list goes on…but seriously it’s more important today than ever to have the proper Commercial Umbrella Insurance Policy in order to protect your business,employees, building and customers. Typical Commercial Insurance coverage is pretty cut and dry depending on the type of business you run, and should be well explained to you by your California Business Insurance Agent.

Commercial Umbrella Insurance protects you when accidents happen to your existing liability insurance coverage and you go beyond coverage limits. The standard business liability coverage will take care of typical situations any business faces, but when a serious accident, lawsuit, or incident happens that is abnormal the Umbrella will step in to be sure your business and assets are covered and protected.

For example,if you’re standard commercial insurance policy covers your business up to $1 million and you are sued for $1.5 million, your Commercial Umbrella insurance coverage will bridge the gap and cover the outstanding cost of $500,000. For any business this is important, but especially a small business with minimal income and annual revenue.

If you have any questions or are interested in adding a Commercial Umbrella policy to your small business’ coverage, give Remland Insurance a call TODAY at (714) 532-3341 or visit out Virtual Insurance Office online. 


The COVID 19 virus has certainly changed our lives for the short term both at home and at work. Our office is working in compliance with state and local officials and their request to minimize contact with others for the short term so that we can shorten the life of this virus.
As such, our offices will be available by phone or by e mail 8-5 Monday thru Friday. If you need to make an appointment to come by, please call us before you drop by, so we can reduce risk, and take care of our staff and just be safe.
Please don’t hesitate to call us and if for some reason you can’t reach us, please look at our website for carrier contact information. Thank You for your continued business.

Contact us Call Us