Questions to Ask Before Renewing Your Auto Insurance

Questions to Ask Before Renewing Your Auto Insurance

Get the information you need before renewing your auto policy.

The new year means that it’s time to start thinking about renewing your auto insurance in Orange, California.  However, before you lock in your policy for another year, there are some questions you should ask your insurer and yourself.  Here’s what you need to know before renewing your car insurance.

Am I paying too much for my policy?

One of the major questions you need to ask before renewing is whether you are overpaying for your coverage.  No one wants to pay more for their insurance than they have to, which is why you need to make sure that you are taking advantage of every discount that applies to you.  Ask your insurer about how you can lower your premiums and ask them about the different discounts that you might qualify for.  Even if you’ve asked before, there’s no harm in inquiring again.  Changes in your circumstances and your policy might mean you now qualify for discounts that weren’t available before.

Have my circumstances changed?

Before you renew your auto insurance, it’s important to make sure that your insurer has your most updated information.  That’s why you need to reflect on the ways in which your circumstances have changed over the past year.  Did you add or remove a driver from your policy?  Did you purchase a new car?  Have your driving habits changed drastically?  If so, then these are changes that your insurance provider needs to know about.  Making sure that your insurer has your most up-to-date information will ensure that you get the coverage you actually need for the coming year.

These are some of the things that you need to ask before renewing your auto insurance in Orange, California.  If you have any questions regarding your auto policy, then don’t hesitate to contact the team at Remland Insurance.  Our dedicated professionals are eager to assist you with all your insurance needs.