How to Keep Your Home Insurance From Canceling
Prevent your home insurance from canceling.
Protecting your home from disaster is important. When disaster strikes, you’re left with costly damage. Fortunately, you home insurance helps you to protect you from these damages. However, despite the fact that you have home insurance, your coverage could be at risk. Home insurance cancellations aren’t uncommon. Check out these reasons why your home insurance could be in jeopardy so that you can take the necessary precautions to keep your insurance safe.
A Lapse in Your Monthly Premium
It’s imperative that you make your insurance payments on time and in full. If you start to lapse in your payments, you put your coverage at risk. Play it safe and get the coverage that you need by making your payments in a timely fashion.
Lack of Home Maintenance
Keeping up on your home maintenance helps to extend the life of your home. It helps to keep it in good shape so that you’re not left with any disasters. However, if you choose to ignore your home maintenance, you accelerate the normal wear and tear on your home. Lack of maintenance can lead to severe damage that won’t be covered by your home policy. In fact, it could put your policy at risk for cancellation. Keep your coverage safe and stay up on your home maintenance.
Leaving Your Home Vacant for too Long
Venturing on a weekend trip or taking a couple of weeks to see Europe won’t do much of anything to your policy. However, if you leave your home vacant for more than 30 days, you could risk a home policy cancellation. If you’re planning on leaving your home empty for an extended period of time, talk to your agent about what steps you need to take to keep your home well protected.