How to Conduct Your Home Inventory List
Creating a home inventory list is a crucial part of homeowners insurance in Orange, CA for any homeowner.
If all of your possessions were destroyed by a fire or some other covered disaster, would you be able to remember each and every one of them? Chances are that you’d remember some, but not all. Having a home inventory list not only keeps your things protected, it offers evidence to your insurance company and speeds up your claims process. But listing down every single thing you own can seem tedious. That’s because it is. But it can become easier with these tips. Here are a few tips on how you can prepare your homeowners insurance in Orange for disaster with a home inventory list.
- Break it up into smaller sectors.
Noting every one of your items can seem like a huge project, but there is something you can do to make it less so. Go room by room and only list the things in that room. Reward yourself after every room with a break.
- Big-ticket items.
If you have expensive things like art, jewelry, and collectibles, they may have actually increased in value since you bought them. Your home inventory needs to reflect these changes in price in order for your big-ticket items to be properly covered.
- Use photographs.
As you walk around each room, take pictures of all of your assets. Describe each item, noting where it was purchased, the price, and when. Whether you have a physical or digital copy, you need to be as descriptive as possible.
- Create a digital copy.
Your physical copy is legitimate, but it may get damaged in that same peril that destroyed your assets. To be on the safe side, make sure that you create a digital copy and upload it to the cloud.
Homeowners insurance requires a home inventory list for it to properly serve you. Quality homeowners insurance in Orange protects your home from covered damages. Call Remland Insurance today for additional safety information or to update your California home insurance policy in Orange County and surrounding areas – 714.532.3341