Does Your Auto Insurance Travel Out of State with You?

out of state auto insurance

Does Your Auto Insurance Travel Out of State with You?

Find out what your auto insurance covers as you cross state lines.

If you’re planning a cross country road trip, you might be worried about how your auto insurance travels to other states.  However, you shouldn’t worry.  Your auto insurance from Orange, California has you covered no matter where you travel in the U.S.  Read on to learn how your auto insurance coverage travels out of state with you.

Where am I covered?

As previously mentioned, your auto insurance is valid everywhere in the United States.  In fact, many insurers will even cover you if you decide to venture into Canada.  However, you need to be aware that your car insurance is not valid in other foreign countries, not even Mexico.  If you are planning on driving in another country, then you will need to get insurance from that country.

When am I not covered?

Your auto insurance will cover you so long as you’re travelling through other states temporarily.  If you are planning to move to a new state permanently, then you will need to get a new policy.  This is because different states have different auto insurance minimums.

What happens if I get into an accident in another state?

Because you are forced to drive unfamiliar roads, you are actually more likely to get into an accident in another state than you are at home.  But don’t worry, your auto insurance has you covered.  If you are in an out of state accident, then your coverage will adjust to the state’s limits.  This means that if the state you are in requires higher minimums than you currently have, then you will be covered for this higher limit.

Here’s what you need to know about your car insurance coverage when you are out of state.  Do you have questions regarding your auto insurance?  Then don’t hesitate to reach out and contact us at Remland Insurance.  Located in Orange, California our dedicated team is ready to assist you with all your insurance needs.